Las Abejitas Group
She is enterprising, determined, strong, happy, very social, and very hard-working. The need to achieve her goals has brought her to form a bank of people with similar needs to apply for a loan. Her business is located in Sacaba, a place with has a warm climate and is moderately dry, located 13 kilometers to the east of the city.
Sonia has a tanned complexion, long black hair, dresses fashionably, and her hands are strong and look dry which indicate the weariness of her work (she is standing on the right side, in a green sweater). Her work is in pastry making, she has worked for 20 years in this art of preparing or decorating pastries and other deserts. Her specialties are cakes, pastries, cookies, and puddings. The secret to prepare those is to limit the mixing of the dough. Once the flour has been added, she decides to use ingredients such as leavening or sodium bicarbonate (baking powder), and this makes the pastries spongy.
Sonia wants to increase her production quantity due to the demand that she has, grow her economic profits, and improve her quality of life. To achieve this, she needs to purchase the following products in bulk: sugar, eggs, flour, butter, vanilla, chocolate, cream, leavening, etc. She wants to maintain her customer's market.
It is for these reasons that Sonia applies for a loan to purchase pastry-making ingredients in bulk and with the profits, improve her family's quality of life.
Ella es emprendedora, luchadora, fuerte, alegre, muy social y muy trabajadora, la necesidad por conseguir sus metas la ha llevado a formar una banca de personas con necesidades afines para solicitar un préstamo, su negocio lo realiza en la localidad de sacaba, un lugar de clima cálido y medianamente seco, situado a 13 kilómetros en dirección este de la ciudad.
Sonia es de tez morena, cabello negro largo, viste a la moda, sus manos son fuertes y de aspecto seco denotan el cansancio de su trabajo (de pie al costado derecho, sueter verde), su labor es la repostería, hace 20 años que ella se dedica a este arte de preparar o decorar pasteles u otros postres. Su especialidad son las tortas, pasteles, galletas y budines, el secreto para prepararlos es mantener al mínimo la agitación de la masa, una vez agregada la harina, ella opta por usar ingredientes como la levadura o el bicarbonato sódico (polvo de hornear) esto causa que los pasteles sean esponjosos.
Sonia quiere aumentar la cantidad de producción debido a la demanda que tiene, para incrementar sus beneficios económicos y mejorar su calidad de vida. Para lograrlo necesita realizar la compra por mayor de; azúcar, huevos, harina, mantequilla, vainilla, chocolate, crema, levadura, etc. Ella desea mantener el mercado de sus clientes.
Es por esos motivos que Sonia solicita un préstamo para comprar ingredientes de repostería por mayor y con los beneficios mejorar la calidad de vida de su familia.
About EmprenderEmprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid