Check out some available loans that are similar to this one!
Mahammad is 32 years old. He is married and has two daughters. His wife is a housekeeper. Mahammad ’s family is IDP (Internally Displaced Persons) and they have lived in an IDP settlement for a long time.

Mahammad earns money by growing fruits and vegetables, and selling them at the local bazaar. He has nine years of experience in this area. The monthly income is 230 AZN.

There is high demand for fruits and vegetables. Every day people use them in preparing different kinds of fruit juice, jam and vegetable salads. People buy from private gardens because food there is cheaper than in the markets.

Mahammad wants to make his family’s life better, and he especially wants to provide for his daughters' future. He applied for 700 AZN loan in order to buy more fertilizers and fruit tree seeds to increase his income.

Additional Information

More information about this loan

This loan is designed for clients residing in settlements for Internally Displaced Persons (IDPs) in Bilasuvar, Azerbaijan. An internally displaced person (IDP) is someone who has been forced to flee his or her home due to armed conflict, violence, human rights violations, or natural or manmade disasters, but who, unlike a refugee, has not crossed an international border (source: UN Office for the Coordination of Humanitarian Affairs). Many of these people have failed to qualify for loans through formal channels due to low income and lack of collateral. By funding this loan, you are creating opportunities and supporting economic development in extremely underserved communities. 

About Aqroinvest:

Aqroinvest Credit Union was founded in 2001 by a group of 32 farmers from Imishli. It has since grown to become the largest credit union in Azerbaijan, owned by its more than 5,400 borrowers and boasting a portfolio of nearly US$12 million.
AqroInvest is focused on providing loans to the following groups of people: rural farmers, people living in distant southern villages with little or no access to finance and internally displaced people and refugees, many of whom lost their homes and livelihoods during the violent conflicts in the 1990s.

In May 2011, Aqroinvest started a new project with Kiva proving higher education loans to students. The project gives students the support and financing they need to continue their education and helps pay for tuition fees at various universities in Azerbaijan. Aqroinvest is the first credit union in the country to offer students loans.


About Azerbaijan

  • $10,800
    Average annual income
  • 74
    View loans »
    Azerbaijan Loans Fundraising
  • $14,526,825
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Mahammad to buy more fertilizers and fruit tree seeds.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 23, 2014
Aug 9, 2014
Currency Exchange Loss:
Jul 17, 2015