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12-04-02 Thanh Tâm-Quảng Tâm Group
In this Group: Bình, Hoa, Dung, Mai, Hương
Bình is 55 years old and married with 2 children. Bình lives in the city of Thanh Hoa which is an urban town in Thanh Hoa province.

Bình provides child care service and requests a loan to purchase more tools and devices for the child care service. Bình has been involved in this business for 1 year.

Bình is the leader of the 12-04-02 Thanh Tâm-Quảng Tâm solidarity group, which consists of 5 members. In 2013, Bình joined Thanh Hoa Fund for Poor Women to improve her business. Bình has successfully repaid 2 loans from Thanh Hoa Fund for Poor Women.

The main hardship that Bình faces in her business is the lack of capital.

With her business profit, Bình hopes for her children to find a good job, her family to be healthy and happy, and to travel internationally.

Additional Information

About Thanh Hoa Microfinance Institution Limited Liability (Thanh Hoa MFI)

Thanh Hoa MFI works to provide credit to women and their families in the central Vietnamese province of Thanh Hoa, one of the poorest regions of the country. The institution's target clients are poor and low-income women who have the ability to work but lack the capital. Accordingly, Thanh Hoa MFI prioritizes single mothers, low-income women with children who have dropped out of primary school, and Viet Nam’s poorest women who cannot access any formal financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Vietnam

  • $5,600
    Average annual income
  • 130
    View loans »
    Vietnam Loans Fundraising
  • $15,326,650
    Funds lent in using Kiva
  • 21,225.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of 12-04-02 Thanh Tâm-Quảng Tâm Group's $2,225 loan helped a member to purchase more tools and devices for a child care service.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 22, 2014
Aug 18, 2014
Currency Exchange Loss:
Aug 17, 2015