Yuli Karen is a member who is single and 44 years old. She works in her business selling jewelry. She sells earrings, necklaces and bracelets. She works from 8:00 a.m until 6:00 p.m. She has had this business for 8 years and it is going well for her. Her dream is to expand the jewelry selling business. She is asking for the loan to buy earrings, bracelets and necklaces.
The other members have businesses selling snacks, selling clothes, a convenience store and a restaurant.
She is grateful to the people who are a part of her dream in this way and she is committed to making her payments on schedule.
La socia es la Sra. Yuli Karen ella es soltera y tiene 44 años; La socia trabaja en su negocio de venta de venta de joyas, la socia vende aretes, collares y pulseras, la socia trabaja desde las 8:00 a.m hasta las 6:00 p.m, la socia ya tiene 8 años en este negocio y le va muy bien, el sueño de la socia es ampliar el negocio de venta de joyas. La socia solicita le crédito para comprar aretes, pulseras y collares.
Los otros socios se dedican al negocio de venta de golosinas, negocio de venta de ropa, negocio de tienda de abarrotes y negocio de restaurant.
La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.
Important InformationAbout Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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