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Janet
Hello Kiva Lenders! Meet Janet, a 19-year-old, very hardworking, self-driven mother of four adorable children that she really loves and treasures. Janet hails from the Nyamira area of Kenya, an area always referred as a banana growing region. Janet is very young and was raised in a challenging circumstance; for being 19 and a mother of four, she has to work even extra hard so that she can put food on the table for her large family. She has been practicing farming for the past five years, and her main source of income has been milk selling, crop farming, and some personal business so that she can make ends meet.

Although she makes profits, it’s not enough. That is why she is kindly seeking a loan to start poultry farming and boast her family and also be able to improve her standard of living. The Nyamira area has a ready market for eggs and poultry products, and she is sure that she is going to reap more profits and turn around her life.

Accessing funds in Africa is very challenging, and being a mother it makes the issue challenging, but Janet feels relieved knowing that there are institutions such as Kiva that help enterprising women achieve their goals.

Through the loan Janet will be able to support her school-going children, and be able to improve her living conditions.

Additional Information

More information about this loan

Juhudi Kilimo works with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers. This loan will provide an income generating agricultural activity for small-holder farmers to improve their standard of living.

Important Information

To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.

About Juhudi Kilimo:

Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.

About Kenya

  • $1,800
    Average annual income
  • 924
    View loans »
    Kenya Loans Fundraising
  • $41,686,525
    Funds lent in using Kiva
  • 87.8
    Kenya Shillings (KES) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $250 helped Janet to start poultry farming.
74% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 31, 2014
Listed
Aug 9, 2014
Currency Exchange Loss:
Possible