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Zamira is 49 years old, married and has a son. Zamira has a secondary education. As the main source of income for her family, she practices livestock breeding and crop farming. She started this business 10 years ago with a purchase of 10 sheep. Thanks to Zamira's hard work, she currently has 1 horse, 4 cows, 4 calves, 20 sheep and 15 goats on her farm. For the further development of her farm, Zamira turned to Microfinance Bank "Bai Tushum." She is requesting a loan for 40,000 som (KGS) to buy calves to fatten up and resell. Zamira is a leader of the group "Zamira," in which there are two other members. Zamira plans to invest the earnings from the loan in the further acquisition of livestock. She also wants to save money for make repairs on her house.
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Замире 49 лет, замужем, есть сын. У Замиры - среднее образование, в качестве основного дохода для своей семьи, она занимается животноводством и полеводством, стартовав 10 лет назад, с покупки 10 овец. Благодаря упорному труду Замиры, в ее хозяйстве на сегодняшний день имеется: 1 лошадь, 4 коровы, 4 телят, 20 овец, 15 коз. В целях дальнейшего развития своего хозяйства, Замира обратилась в Банк «Бай –Тушум» за кредитом в сумме 40,000 сом (KGS) на покупку телят для откорма и реализации. Замира является лидером группы "Замира", в которой кроме нее состоят еще два человека. Доходы от кредита Замира планирует вложить в дальнейшее приумножение количества домашней скотины и хочет накопить средства на ремонт дома.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 83
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,761,025
    Funds lent in using Kiva
  • 51.7
    Kyrgyzstan Soms (KGS) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $775 helped Zamira to purchase calves.
60% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jul 11, 2014
Aug 4, 2014
Currency Exchange Loss: