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Irene
Hello, lenders! Meet Irene, a 39-year-old very honest, humble and hardworking mother of one child. She hails from the Nyamira area of Kenya, an area that has good rainfall patterns and good climatic conditions that favor farming. She lives in a village where there is no piped water or electricity connection. Irene has been doing farming for the past eight years and through profits from farming, she has been able to support her family. Irene loves dairy farming She has nicknamed one of her cows “Nyamatuka.” She feels really proud whenever she is around her dairy cows. Although she makes profits from farming, this humble mother is faced with challenges of harvesting rain water. That is why she is seeking a loan to buy a water tank.

The loan will assist Irene to harvest rain water that is always wasted and be able to use it during dry spells to water her farm. Through the loan Irene will have water for home consumption and this will assist her to save time that she used to spend going to fetch water. Irene is very ambitious and she plans to increase her vegetable production because she will have enough water to use in vegetable farming. Profits from selling vegetables will be used in improving her living conditions and also assuring her child of a secure future.

Additional Information

More information about this loan

Juhudi Kilimo works with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers. This loan will provide an income generating agricultural activity for small-holder farmers to improve their standard of living.

Important Information

To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.

About Juhudi Kilimo:

Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.

About Kenya

  • $1,800
    Average annual income
  • 941
    View loans »
    Kenya Loans Fundraising
  • $41,060,325
    Funds lent in using Kiva
  • 87.8
    Kenya Shillings (KES) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $575 helped Irene to buy a water tank.
74% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 31, 2014
Listed
Aug 9, 2014
Currency Exchange Loss:
Possible