Melanie is part of the Gasenyi group, and lives in Gitega. She is 43 years old and is married to Simon, a mason. Together they have five children from 5 to 20 years of age, of whom three attend school.
She has been selling rice, cassava, ... in her restaurant for the past seven years.
This is her first credit loan with Turame. With the Kiva loan, she will increase her working capital and buy large quantities of rice, cassava, ... to sell once cooked in her restaurant, to earn more.
In coming years she would like to buy a plot of land and ensure her children's education.
Mélanie fait partie du groupe Gasenyi et habite à Gitega. Elle a 43 ans et est mariée à Simon, un maçon. Ensemble ils ont 5 enfants âgés de 5 à 20 ans,dont 3 étudient.
Elle fait le commerce du riz,de manioc,...dans son restaurant depuis 7 ans.
C’est son premier crédit à Turame. Avec le crédit KIVA qu’elle obtient, elle va augmenter son capital et acheter une grande quantité de riz, de manioc,… à revendre cuits dans son restaurant, pour gagner plus.
Dans les prochaines années, elle voudrait acheter une parcelle, et voir se enfants étudient.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.