She started farming and has been doing it for the past 20 years. Through mixed farming (that is, crop and animal farming), she has been able to earn a decent income and also provide for her family.
Dairy farming is close to Truphena's heart and she really enjoys doing dairy farming with a lot of passion, but one challenge she is facing is lack of a proper dairy unit, so that is why she is kindly seeking funds to build a dairy unit. Through the loan, her cows will never be sick because they will have a good place to stay, and also bad weather conditions will never affect the cows. The dairy unit will boost milk production because when cows are more relaxed, they produce a lot of milk and that means improved income.
Truphena is very honest with finances and she projects that through saved profits, she will be able to buy another quality dairy cow within a year. Truphena notes down all the profits she makes and takes keen interest in all the income she gets. Earlier costs that were being incurred in buying medicine will not be there, hence she will have more income and assure her family a brighter future. Through your loan, Truphena will be able to be economically empowered and will have improved living conditions.
More information about this loan
Juhudi Kilimo works with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers. This loan will provide an income generating agricultural activity for small-holder farmers to improve their standard of living.
Important InformationTo facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.
About Juhudi Kilimo:
Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.
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