Junither practices mixed farming - that is, crop and animal farming - and has been doing that for the past ten years. She has all the farming techniques at her finger tips. Junither's heart is in dairy farming as she is passionate about dairy farming and has even nicknamed one of her cows 'Keroi'. There is so much demand for milk in the Siongiroi area, but the supply is low. To meet the demand, Junither plans to increase her milk production by buying a dairy cow. She is faced with financial challenges, but knowing that partners such as Juhudi Kilimo (via Kiva) are there makes her feel relieved and she knows her dreams will be achieved.
Junither expressed that “in five years, I want to make more money for myself and my family." With this loan, Junither is well on her way to achieving this dream. Junither also wishes to have more consistent income so that she can buy more dairy cows and be self-sufficient.
More information about this loan
Juhudi Kilimo works with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers. This loan will provide an income generating agricultural activity for small-holder farmers to improve their standard of living.
Important InformationTo facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.
About Juhudi Kilimo:
Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.
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