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Junither
Hello Kiva lenders! Meet Junither, a 27-year-old mother who is very hardworking, ambitious and self-motivated. She lives in the Siongiroi area of Kenya - a very remote place - but blessed with beautiful weather patterns and climate. This area is very green, making it beautiful and a place you will stay. Junither is married and has three beautiful children who she always refers to as "her pride” because they are a source of joy to her. That is why she is keen on letting them have a brighter future and a comfortable life.

Junither practices mixed farming - that is, crop and animal farming - and has been doing that for the past ten years. She has all the farming techniques at her finger tips. Junither's heart is in dairy farming as she is passionate about dairy farming and has even nicknamed one of her cows 'Keroi'. There is so much demand for milk in the Siongiroi area, but the supply is low. To meet the demand, Junither plans to increase her milk production by buying a dairy cow. She is faced with financial challenges, but knowing that partners such as Juhudi Kilimo (via Kiva) are there makes her feel relieved and she knows her dreams will be achieved.

Junither expressed that “in five years, I want to make more money for myself and my family." With this loan, Junither is well on her way to achieving this dream. Junither also wishes to have more consistent income so that she can buy more dairy cows and be self-sufficient.

Additional Information

More information about this loan

Juhudi Kilimo works with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers. This loan will provide an income generating agricultural activity for small-holder farmers to improve their standard of living.

Important Information

To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.

About Juhudi Kilimo:

Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.

About Kenya

  • $1,800
    Average annual income
  • 838
    View loans »
    Kenya Loans Fundraising
  • $40,311,575
    Funds lent in using Kiva
  • 87.8
    Kenya Shillings (KES) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $375 helped Junither to buy a dairy cow.
48% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 14, 2014
Listed
Aug 8, 2014
Currency Exchange Loss:
Possible