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Andresabel is a resident of Tanza Cavite, Philippines. At the age of forty she manages the household while operating her business. She and her husband are continually working hard to meet their everyday expenses.

Andresabel is a mineral water distributor. She buys mineral water in five-gallon containers through wholesalers, then sells the water at retail. She also earns additional income by selling petroleum and diesel by the bottle. Her regular customers are her neighbors and the local community. She earns a minimum of 300 PHP in sales every day.

To help her boost her business, Andresabel is applying for an 8,000 PHP loan through CCT to buy extra mineral water. She expects to see her income gradually rise as she expands her business. She would like to offer other services or expand into selling other products so as to increase her income. Her goal in life is to see that her family is always well.

All CCT community clients, including Andresabel, are organized into fellowship groups of fifteen to thirty members who meet on a weekly basis. There they share stories of their work, repay microfinance loans and draw strength and inspiration from their study of the Word of God.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 1487
    View loans »
    Philippines Loans Fundraising
  • $59,411,500
    Funds lent in using Kiva
  • 43.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $200 helped Andresabel to buy additional stocks of mineral water to increase her product inventory.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 10, 2014
Aug 7, 2014
Currency Exchange Loss:
Feb 20, 2015