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Lilliam Del Carmen
Lilliam del Carmen is a married adult with three minor children. She is from Chinandega, located in the western part of the country. This area is characterized by its commercial productivity. She is a micro-businesswoman and runs her own businesses, which are selling grocery products for daily consumption, such as basic grains, soap, sodas, ice, etc., as well as making and selling tortillas. She has 8 years' experience in both activities. Her main customers are the nearby residents. Her sales are 100% paid for up front. She pays for her purchases up front in the markets and a distributor in her community. She started these businesses with her own money from her savings when she was seeking a way to be able to help with the household expenses. Her daily schedule starts the night before, grinding the corn, which she does three times. She also has her store. One of her dreams is to finish building her house and see her children graduate from college and improve her profits. Lilliam is characterized as being a hardworking, responsible, honorable woman who really wants to get ahead personally. Today she is asking for a loan for working capital to invest in her businesses by buying basic grains, sodas, snacks, etc. She will also invest in ingredients for selling tortillas, such as corn, lime, firewood and more.

When her business grows, she can buy at better prices and stock everything she can't have of the most in demand products so she can make more income and offer better prices to her customers.
View original language description ↓
Lilliam del Carmen, mayor de edad acompañada con tres hijos menores de edad originaria de chinandega ubicada en el occidente del país, zona que se caracteriza por ser productivamente comercial, es una microempresaria y administradora de sus propios negocios que consisten en la venta de productos abarrotes en general que consumimos a diario, como lo son granos básicos, jabones, gaseosas, hielo, etc. Así también cuenta con elaboración y venta de tortillas con experiencia de 8 años en ambas actividades. sus principales clientes son vecinos aledaños de su reparto, sus ventas son 100 % al contado, sus compras son al contado en mercados, distribuidora de esta misma localidad, inicia estos negocios con fondos propios, productos de sus ahorros buscando como un medio de poder ayudar con los gastos del hogar, su jornada diaria empieza desde el dia anterior al poner a niquezar el maíz, los cuales realiza en tres tiempos y a la misma vez a tiende su pulperia, uno de sus sueños es poder terminar de construir su vivienda, ver en todos unos profesionales a sus hijos y el de mejorar económicamente sus utilidades, Lilliam se caracteriza por ser una mujer trabajadora, responsable, honrada y con muchos deseos de superación personal, hoy en día solicita un financiamiento para capital de trabajo invertir en sus negocios en la compra de granos básicos en general, gaseosas, golosinas, etc. Así también para inversión en materia prima para la venta de tortillas como: maíz, cal, leña entre otros.
Al crecer la magnitud de mis negocios puedo comprar a mejores precios, surtir de todo lo que no pueda tener, los productos más demandantes y así obtener mayor volumen de ingresos y ofertarle mejores precios a mis clientes.

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

Tags

About Nicaragua

  • $4,800
    Average annual income
  • 129
    View loans »
    Nicaragua Loans Fundraising
  • $24,535,925
    Funds lent in using Kiva
  • 26.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Lilliam Del Carmen to invest in working capital and stock her store as well as buy ingredients to make tortillas such as corn, firewood, and lime.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 3, 2014
Listed
Aug 9, 2014
Currency Exchange Loss:
Possible
Ended:
May 17, 2015