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Narkul is 53 years old, married and is a mother to two children. Narkul has a secondary education. For the past 35 years, she has been practicing livestock breeding and crop farming. She has been able to develop her business and attract loyal customers to buy her milk. Thanks to her hard work and tenacity, Narkul currently has 1 cow with a calf and 1 horse on her farm. She also has land for crop farming. Narkul wants to further increase her number of cattle, as eco-friendly milk is in high-demand among local residents. In connection with this, she turned to Microfinance Bank "Bai Tushum" to request a loan for 50,000 som (KGS) to buy a dairy cow with a calf. Narkul plans to use the earnings from the loan to increase the size of her herd. She also will make major repairs on her house in the near future.
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Наркул 53 года, замужем, мать 2 детей. У Наркул среднее образование, на протяжении 35 лет занимается животноводством и полеводством. Сумев развить свой бизнес и обретя постоянных покупателей молока, на сегодняшний день, благодаря ее упорству и целеустремленности в хозяйстве Наркул имеется: 1 корова с теленком и 1 лошадь, дополнительно занимается полеводством. Наркул хочет и дальше приумножить поголовье скота, так как экологически чистое молоко пользуется большим спросом среди местных жителей, в связи с этим она обратилась в Банк «Бай-Тушум» за кредитом, в сумме 50,000 сом (KGS) на покупку дойной коровы с теленком. На доходы от кредита Наркул хочет увеличить поголовье скота и в скором будущем сделать капитальный ремонт дома.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 62
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,295,000
    Funds lent in using Kiva
  • 51.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Narkul to purchase a dairy cow and a calf.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 2, 2014
Aug 1, 2014
Currency Exchange Loss:
Jul 17, 2015