Stephen was brought up in a challenging environment and he swore that that condition would not repeat itself for his four children. He started dairy farming and has been making profits through selling milk to the market that is already there in his village. By virtue of his background, he has the upper hand in running the livestock business and Stephen believes that “to become a successful dairy farmer one does not need to be a livestock expert. All one needs is passion, information and keenness to learn from successful farmers.”
Stephen is kindly requesting a loan to buy a high quality dairy cow that will help him satisfy the increasing demand of milk in his village. Through the loan Stephen will assure his family of a bright future and also be able to support his parents back at home who depend on him. Stephen has been trained by Juhudi Kilimo and has learned the culture of saving and he hopes that through accumulated profits he will save more and comfortably pay back the loan. Stephen hopes that you will make his dream become a reality.
More information about this loan
Juhudi Kilimo works with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers. This loan will provide an income generating agricultural activity for small-holder farmers to improve their standard of living.
Important InformationTo facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.
About Juhudi Kilimo:
Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.
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