Check out some available loans that are similar to this one!
Muhayokhon was born in the city of Isfara. She is a 45-year-old married woman who has two sons and one daughter, and her husband works away from the family. Muhayokhon used to sell dried fruits, but now she is unemployed. For this reason, she has decided to start a new business. Muhayokhon wants to sell children's bags and school supplies, as the new school year is starting soon. She plans to purchase these goods at wholesale markets in Dushanbe and Khujand and then sell them at the markets and villages of her city of Isfara. To start this business, she has saved up about 900 US dollars, but this is not enough. Because of this, Muhayokhon has asked for a loan. She is awaiting your support with hope. This loan will allow her to have a new source of income.
View original language description ↓
Мухаёхон родом из города Исфара. Она 45-летняя замужняя женщина, воспитывающая двоих сыновей и дочь. Ее муж работает вдали от семьи. Мухаёхон сама раньше занималась торговлей сухофруктами, а сейчас она безработная. Поэтому она решила открыть новый бизнес. Мухаёхон хочет заниматься продажей детских сумок и учебных принадлежностей, так как скоро начнется новый учебный год. Мухаёхон планирует привозить товар с оптовых рынков города Душанбе и Худжанда, а затем продавать на рынках и селах своего города Исфара. Для начала бизнеса у нее есть сбережение в размере около 900 долларов США. Однако этой суммы недостаточно. В связи с этим Мухаёхон обратилась за кредитом. Она с надеждой ждет поддержки. Благодаря кредиту у нее снова будет источник дохода.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 216
    View loans »
    Tajikistan Loans Fundraising
  • $29,723,700
    Funds lent in using Kiva
  • 5.0
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,025 helped Muhayokhon to buy children's bags and school supplies to start her new business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 18, 2014
Aug 1, 2014
Currency Exchange Loss:
Oct 17, 2014