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Elisio is 55 years old. He is divorced and lives with his mother, who is his greatest priority in life. With the loan, he aims to purchase fertilisers and fungicides, as well as seed starters for coffee. He wants to help his coffee crop as much as possible in order to be able to produce more and have greater profits. This is the first loan he has received from FUDECOSUR. He has not had any loans from state banks, but FUDECOSUR has offered him the loan with better terms and a much lower interest rate.
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Elisio, tiene la edad de 55 años, está divorciado y vive con la madre que su mayor prioridad. Con su crédito pretende hacer la compra de fertilizantes, fungicidas además de comprar de almacigo de cefe, el desea dar la mejor asistencia al cultivo de cafe para poder podrucir mas y con ello tener mas ganancias. Es el primer préstamo que recibido de FUDECOSUR. Él no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at


About Costa Rica

  • $12,900
    Average annual income
  • 9
    View loans »
    Costa Rica Loans Fundraising
  • $4,502,650
    Funds lent in using Kiva
  • 539.9
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Elisio to buy supplies.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jul 28, 2014
Aug 8, 2014
Currency Exchange Loss:
Feb 26, 2015