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Beleida is 42 years old and married. She lives with her husband and two children, who are her greatest priority in life. With the loan, she aims to purchase clothing to sell later on. She aims to purchase merchandise in bulk so that it will be cheaper for her and so she can obtain greater profits and continue with her work, thereby improving her family’s living conditions and achieving some goals. This is the first loan she has received from FUDECOSUR. She has not had any other loans with state banks, but FUDECOSUR has offered her the loan with better terms and a much lower interest rate.
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Beleida, tiene la edad de 42 años, está casada, vive con el esposo y dos hijos que son su mayor prioridad. Con su crédito pretende hacer la compra de ropa para su posterior venta .Ella pretende comprar mercaderia en cantidad para que le salga mas barata y poder octener mas ganancias y seguir creciendo con el proyecto y así mejorar las condiciones de vida de su Familia y también cumplir algunas metas. Es el primer préstamo que recibido de FUDECOSUR. Élla no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at


About Costa Rica

  • $12,900
    Average annual income
  • 36
    View loans »
    Costa Rica Loans Fundraising
  • $4,441,500
    Funds lent in using Kiva
  • 539.9
    Costa Rica Colones (CRC) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $950 helped Beleida to buy clothing.
33% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jul 8, 2014
Aug 8, 2014
Currency Exchange Loss: