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Marjorie Vanessa
Marjorie is a young adult of 20 years, single, and without children. Her jobs are clothing sales, and college studies.

She is of sociable character, communicative, genuinely friendly, humble, honest, hard-working, entrepreneurial, a fighter and a very hard worker; she created her business in the fair: "Las Mañaneras de la Tumusla." This fair is performed in the nearby streets: Tumusla, Buenos Aires, Garcilaso de la Vega, Isaac Tamayo, Illampu, Graneros, Murillo y pasaje Ortega. The vendors begin arriving at 5 in the morning and offer their products from then until 9AM.

She is of a swarthy complexion, with long black hair and medium build. Her daily routine starts at 4 in the morning to arrive at her selling post (full of different types of clothing for children) at 5. Her customers come from neighboring cities to buy by the dozens; her sizes, designs, and colors attract the attention of all types of families. At 9 in the morning, she and the other vendors must leave the streets to give way for the opening of the shopping malls. Marjorie, laden with her garments, goes directly to make her deposit; she keeps and saves everything, and now goes forth with her school supplies and university courses to finish her higher education. She hopes to finish her professional career to find a job and help her family, for which she needs a laptop computer to be able to study and complete her education.

It is for these reasons that Marjorie asks a loan to buy a laptop computer to finish her studies and help her family.
View original language description ↓
Marjorie es una mujer joven de 20 años de edad, soltera sin hijos, su ocupación es la venta de ropa y sus estudios superiores.
Ella es de carácter sociable, comunicativa, amable sencilla, humilde, honesta, trabajadora, emprendedora, luchadora y muy trabajadora, su negocio lo realiza en la feria; ‘las mañaneras de la Tumusla’, esta feria se realiza en inmediaciones de las calles: Tumusla, Buenos Aires, Garcilaso de la Vega, Isaac Tamayo, Illampu, Graneros, Murillo y pasaje Ortega, los vendedores ya están arribando desde las cinco de la mañana y ofrecen sus productos a partir de esa hora hasta las nueve de la mañana.
Marjorie es de tez morena, cabello negro largo, estatura mediana, su rutina diaria comienza a las cuatro de la madrugada para llegar a su puesto de venta (cargada de diversas prendas de vestir para niños) a las cinco. Sus clientes llegan de ciudades vecinas para comprar por docenas; cuyas tallas, diseños y colores atraen la atención de todo tipo de familias. A las nueve de la mañana ella y los demás comerciantes deben abandonar las calles para dar paso a la apertura de las galerías comerciales. Marjorie cargada de sus prendas se dirige a su depósito, acomoda y guarda todo, y esta vez sale cargada de su material escolar con rumbo a la universidad a continuar con sus estudios superiores. Ella sueña terminar su carrera profesional para encontrar un trabajo y ayudar a su familia, para lograrlo necesita una computadora laptop para poder estudiar y terminar sus estudios.
Es por esos motivos que Marjorie solicita un préstamo para la compra de una computadora laptop para terminar sus estudios y ayudar a su familia.

Additional Information

More information about this loan

This loan is part of Emprender's CrediEstudio program, which enables Bolivian students to cover their tuition and other education expenses to enroll in technical or undergraduate programs. Emprender designed this product to expand opportunity to riskier but bright young people so they can obtain degrees and secure good jobs.

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.


About Bolivia

  • $5,500
    Average annual income
  • 156
    View loans »
    Bolivia Loans Fundraising
  • $32,241,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $1,500 helped Marjorie Vanessa to buy a laptop to finish her studies and help her family.
47% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jul 14, 2014
Aug 8, 2014
Currency Exchange Loss: