The loan they obtain will benefit micro-entrepreneurs, including Liliana. She says that she has been a member of Pro Mujer for 17 years, after joining when she was invited by a friend who is a member of the association. Today she has a beauty salon: she says that she learned about this activity by studying in a technical institute, and over time and with a small amount of capital, she decided to start her own business.
The loan that she will now now obtain is to be used to increase her stock (buying cosmetics wholesale), which she will acquire from wholesale distributors in the city of El Alto and subsequently sell in her retail store. This form of work allows her to generate income to support her family financially, as she lives with her partner and her three children.
When asked what she likes about Pro Mujer, she says she likes the area of health, training and microcredits offered by the institution.
In the photo one of the members is not present, as she was at the doctor's having tests.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Liliana es integrante, ella indica que hace 17 años que integra Pro Mujer, ingresando por la invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de salón de belleza; da a conocer que este esta actividad la aprendió al estudiar en un instituto técnico, con el pasar del tiempo y un pequeño capital, decide emprender un negocio independiente.
El crédito que ahora sacará es para el aumento de capital (compra de cosméticos por mayor) que adquirirá de las distribuidoras mayoristas de la Ciudad de El Alto y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar económicamente a su familia, ya que ella vive en unión libre y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud, las capacitaciones y los microcréditos que ofrece la institución.
En la imagen una de las socias no esta presente en la imagen, ya que se encontraba en el consultorio médico realizando sus controles.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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