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Melissa
Melissa is a young 19 year old woman who is single with no children. Her business is a neighborhood store. She has a friendly character and is humble, responsible, honest, enterprising, punctual and hard-working. Her business is located in Sacaba, 13 km from the city of Cochabamba. The climate is hot and fairly humid.

Melissa is dark-skinned with dark hair and medium stature. She completed her Secondary studies and started in business in order to help her family. She is thinking about technical studies when her family's economic situation improves. Her timetable is from Monday to Saturday, from 6 in the morning until 9 at night.

She starts her day early with the rising of the sun, the time when the bread delivery person arrives with their baskets full of bread fresh from the oven. Then she takes care of her display and places products, one by one, to be as attractive as possible for possible clients. Melissa has goals objectives and dreams. One of them is to invest in a new business to increase her sales and have a more stable and profitable work. For these reasons Melissa is requesting a loan to invest in improving her business and helping her family.
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Melissa es una mujer joven de 19 años de edad, soltera sin hijos y su negocio es una tienda de barrio.
Ella es de carácter amigable, humilde, responsable, honesta, emprendedora, puntual y muy trabajadora. Su negocio lo realiza en el municipio de sacaba distante a 13 kilómetros de la ciudad de Cochabamba, su clima es cálido y medianamente húmedo.
Melissa es de tez morena, cabello negro largo estatura mediana, ella terminó sus estudios secundarios y por la necesidad de ayudar a su familia se dedicó al comercio pensando en realizar una carrera técnica cuando la situación económica de su familia mejore. Su rutina la realiza de lunes a sábado desde las seis de la mañana hasta las nueve de la noche, ella comienza su jornada muy temprano con la salida del sol, momento en que llega el repartidor de pan y deja sus canastas calientes llenas de pan recién horneado, seguidamente se ocupa de instalar su mostrador y acomoda producto por producto, para que sean atractivos para los posibles clientes. Melissa tiene metas, objetivos y sueños; uno de ellos es realizar una inversión en un nuevo negocio para incrementar sus ventas y tener un trabajo estable y rentable.
Es por esos motivos que Melissa solicita un préstamo para invertir en mejorar su negocio y ayudar a su familia.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

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About Bolivia

  • $2,817
    Average annual income
  • 79
    View loans »
    Bolivia Loans Fundraising
  • $28,055,575
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD
Expired
A loan of $1,450 helped Melissa to invest in improving her business.
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 12, 2014
Listed
Aug 8, 2014
Currency Exchange Loss:
Possible
Expired:
Sep 7, 2014