Estrellas De Wara Group
The loan they take out will benefit small micro-entrepreneurs including Señora Cesaria. She says that she joined Pro Mujer ten years ago, after being invited by a friend who is a member of the organisation. She currently has a business selling sandals. She explains that she set this business up on her own initiative a number of years ago, after noting that it was a product which would always have a market.
The loan she is going to take out now is to increase capital (to buy wholesale sandals) which she will get from wholesalers in the city of El Alto. She will then sell them in her sales outlet. This way of work allows her to make money to support her family financially, as she has a partner and five children.
When she is asked what she likes about Pro Mujer, she replies that she likes the healthcare area offered by the organisation.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Cesaria es integrante, ella indica que hace diez años que integra Pro Mujer, ingresando por la invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de chinelas; da a conocer que este negocio lo emprendió por iniciativa propia hace varios años al observas que era un producto que podía ser comercializado constantemente.
El crédito que ahora sacará es para el aumento de capital (compra de chinelas por mayor) que adquirirá de las vendedoras mayoristas de la Ciudad de El Alto y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar económicamente a su familia, ya que ella vive en unión libre y tiene cinco hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud que ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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