Pool was born in the Maynas province of Iquitos, in the jungles of Peru. He came to Lima in search of better opportunities to study and become a professional.
He currently lives in Lima with his sister and her husband who have taken charge of his education and maintenance since his parents still live in their homeland and are not economically capable of helping financially.
His sister is a household and her husband has a small bookstore. They have a young son which makes it difficult for them to pay for Pool's studies. He would have to leave school if he did not have the support of Kiva lenders to help him obtain a more affordable tuition so he can continue to afford his education.
Peru is a rising exporter of textiles and Pool wants to be part of this. He is working hard to complete his studies in textile mechanics. He has the dream of becoming his own boss, preparing new models in fibers and fabrics in order to sell them in domestic and foreign markets.
This is why he is very grateful to all the support given by Kiva lenders. He already wants to tell them that he will study hard and not fail in his payments as she understands that the Kiva lenders help many young people and by meeting his payments he is helping others like Pool as they try to complete their dreams.
Pool nació en Maynas, provincia de Iquitos, selva del Perú, y vino a Lima en busca de mejores oportunidades para poder estudiar y llegar a ser profesional.
El vive actualmente en Lima junto a su hermana y su esposo, quienes se han hecho cargo de su educación y manutención, ya que sus padres aun viven en su tierra natal y no están en la capacidad económica de ayudarlo económicamente.
Su hermana es ama de casa y su cuñado tiene una pequeña librería, ellos ademas tienen un pequeño hijo y los gastos por este ultimo hacen muy difícil el pago de los estudios de Pool, por lo que este tendría que dejar de estudiar de no contar con el apoyo de los prestamistas de Kiva para poder manejar una cuota mas accesible y así seguir costeando su carrera.
El Perú es un país exportador de productos textiles en ascenso y Pool quiere ser parte de esto, trabajando mucho para ello después de culminar sus estudios en mecánica textil. El tiene el sueño de convertirse en su propio jefe, confeccionando nuevos modelos en telas y fibras y comercializarlas en el mercado interno y externo.
Es por esto que esta muy agradecido con todo el apoyo que puedan brindarle los prestamistas de Kiva y desde ya les quiere decir que estudiara muy duro y que no fallara en sus pagos, ya que entiende que así como a el, los prestamistas de Kiva ayudan a muchos jóvenes por lo que el cumplir con los pagos es ayudar a otros a como Pool quieren cumplir sus sueños
More information about this loan
This loan is structured on Kiva.org as a bullet-loan, or featuring only a single payment at the end of the loan term. Kiva's partner IPFE offers students an optional grace period and flexible repayment schedule, as their capacity to repay is limited and often unpredictable during the course of their studies. This means that although this student client is likely to make a number of small, gradual repayments over the course of his or her loan term, Kiva and IPFE are unable to project when exactly these will occur. Therefore, although these payments have not been factored into the repayment plan on Kiva, you will likely be reimbursed for a portion of this loan before the bullet payment at the end of the loan term.
IPFE is a non-profit organization that was created to provide affordable credit facilities for students who want to gain access to quality higher education. IPFE benefits from a solid reputation with high profile personalities on its Board, which ensures solid ties to both the public and private sector in Peru.
IPFE seeks to expand its student loan portfolio by providing loans to the low-income population with the aim of securing jobs in the thriving technical industry. This will consequently lead to stronger economy and a lower unemployment rate in Peru.