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Jenifer
Hello! Meet Jenifer, a hardworking, very honest and warmhearted farmer who hails from the Kerugoya area of Kenya, an area that has one of the best weather patterns on earth that favors farming. Jenifer is the proud mother of two lovely children that she really loves and adores and always protects. Jenifer’s upbringing was very challenging and because of this she promised herself that she would work hard and get out of the poverty situation. That is why she started farming 10 years ago and through farming she has been able to earn a decent income. Jenifer is the breadwinner in her family and this really pushes her to work hard so that her two children will have a bright future and also her parents will have a comfortable life.

Jenifer is seeking a loan to start horticulture farming so that she can use the excess space on her land and she dreams of buying more land and increasing her horticulture farming.

Accessing funds is very difficult for a woman in Africa but through institutions such as Juhudi Kilimo and Kiva, Jenifer is optimistic that her dream will be realized and her life will completely change.

Through the income from horticulture farming, Jenifer will assure her children of a bright future and she will be able to pay tuition fees for her siblings who depend on her. Through your loan the promise of supporting small scale farmers will be achieved.

Additional Information

More information about this loan

Juhudi Kilimo works with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers. This loan will provide an income generating agricultural activity for small-holder farmers to improve their standard of living.

Important Information

To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.

About Juhudi Kilimo:

Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.

About Kenya

  • $1,800
    Average annual income
  • 608
    View loans »
    Kenya Loans Fundraising
  • $39,169,650
    Funds lent in using Kiva
  • 87.8
    Kenya Shillings (KES) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $350 helped Jenifer to start horticulture farming.
39% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Jul 24, 2014
Listed
Aug 5, 2014
Currency Exchange Loss:
Possible