She is a mother of three lovely school-going children and has been doing farming for the past six years. Through dairy farming and poultry keeping, she has been able to produce milk and eggs and earn an income through selling them. Dorcas loves farming very much and is so passionate with dairy farming, she has even nicknamed her cows “Cheptilit", "Tulmet" and "Chesamoi”.
The Eldoret area has good conditions that favor horticulture farming, with a good road network, good climate and a ready market to sell horticulture products. Because of the above valid reasons, Dorcas wants to start horticulture farming and is seeking a loan of 30,000 Kenya shillings.
Dorcas has been having a dream of starting horticulture farming, but had one challenge; that is the lack of funds. But, knowing that institutions such as Kiva are out there to help enterprising women, she feels relieved and knows her dream will be achieved.
Through increased income, Dorcas will improve her living conditions and secure the future of her children.
Dorcas plans to sell in international markets, and she wants to take advantage of Eldoret International Airport, which will be of much help.
More information about this loan
Juhudi Kilimo works with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers. This loan will provide an income generating agricultural activity for small-holder farmers to improve their standard of living.
Important InformationTo facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.
About Juhudi Kilimo:
Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.
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