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Update on Marcelina

Marcelina has been cultivating coconuts for many years to sustain the family. With the help of the entire family, she was able to improve the farm in an easier way. She has successfully repaid her previous loan used for farming. She always finds ways to keep going with her goal of improving their lives. Recently, she took a new loan to buy organic fertilizer and to pay for weeding maintenance costs. She hopes for a bountiful harvest and to expand her cultivated area.

Previous Loan Details

Marcelina is 65 years old and married. She is from San Nicolas, Ozamis City. She has two grown children who have helped her in taking care of their coconuts. They have been in cultivating coconuts for 15 years and earn 6,000 PHP a month. In 2010, Marcelina joined GDMPC. She has requested a lo... More from Marcelina's previous loan »

Additional Information


Gata Daku Multi-Purpose Cooperative (GDMPC) was founded in 1992 by 32 farmer-members to empower people by providing livelihood opportunities and other support services. Today, it has over 15,000 members located in upland, lowland and coastal regions of the Philippines, and offers credit, savings, education, and various social services.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Philippines

  • $7,000
    Average annual income
  • 1872
    View loans »
    Philippines Loans Fundraising
  • $61,001,400
    Funds lent in using Kiva
  • 43.4
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $150 helped Marcelina to buy organic fertilizer and to pay for weeding maintenance costs.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 21, 2014
Aug 5, 2014
Currency Exchange Loss:
Feb 23, 2015
This photo was used before for a previous loan for Marcelina. It was first posted on Kiva on Oct, 2012. Learn More