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Mt Meru Group
In this Group: Juliet, Adinan, Ally
Juliet, who is aged in her early 70s, is a mother of four grown sons. She is widow since 1991; since then, she has been taking care of her family herself. She is teacher by profession, having a degree from a teaching course, but retired in 1999 as a civil servant. She used her salary to manage the family, but after reaching the age of retiring, she looked for a way to maintain her living. She introduced a few projects to go through. One is a nursery school, since 2002, and a tuition service teaching English and mathematics subjects, a service she has been in since the 1980s.

She has 30 kids in nursery school and 15 tuition students. She is doing great despite a few uncontrollable challenges: frequently changing teaching books, and every school with its own teaching books. These are so costly to Juliet.

Juliet has also a poultry (raising local chickens) business and a garden growing vegetables. Juliet runs all these businesses with house-girl support. Working from 8 a.m. to 6 p.m. each working day, she is able to earn a good profit each month.

This will be Juliet's second loan from Tujijenge Tanzania. She wants to use it to paint her nursery classes and to buy more teaching books to make her tuition classes up to date. She has paid back her loan successfully. She used her profit to cover household expenses. She dreams of improving her school by having a shop selling school items.

She will share this loan with her loan group, "Mt Meru," which has three members who will hold each other accountable for paying back the loan.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 45
    View loans »
    Tanzania Loans Fundraising
  • $15,319,500
    Funds lent in using Kiva
  • 1,658.4
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Mt Meru Group's $700 loan helped a member to paint nursery classes and buy teaching books.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 28, 2014
Aug 5, 2014
Currency Exchange Loss:
Jan 18, 2015