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Julie
Dressmaking and a convenience store have been Julie's two businesses for the past 6 years. She started her businesses with the support of her husband, who is a business man and travels to other countries to bring different types of merchandise to sell. She also received the support of her mother-in-law, who makes dresses and lingerie. Julie worked at a store and was able to learn a lot about the clothing market and with the three points of view has been able to strengthen her businesses. At her store, customers find everything from school supplies to dressmaking products, lingerie, multipurpose items, etc. She sells in cash only and works everyday from 8:00 a.m. until noon and from 2:00 until 6:00 p.m. Her goals going forward are to formalize her business, improve its infrastructure by purchasing furniture and essentials, and to improve her apartment to assure her well-being. She is currently applying for a Kiva loan -- her first one through the Mario Santo Domingo Foundation. With this loan, she will buy school supplies, dressmaking products, and children's materials to increase her inventory and have better offers for her customers. This way, her Kiva loan will be a successful investment.
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Miscelanea y modisteria son los dos negocios que tiene Julie desde hace 6 años. Ella inició su negocio apoyada por su esposo quien es comerciante y viaja a otros paises y trae mercancia variada para venderla y tambien recibió el apoyo de su suegra quien es una confeccionista de vestidos y en lencería. Julie trabajaba en un almacen y logró aprender mucho del mercado de ropa y con los tres enfoques ha logrado fortalecer sus negocios. en su punto comercial sus clientes encuentran desde útiles escolares hasta productos de confección y articulos de lencería , multiusos etc. Sus ventas las realiza de contado todos los dias, trabajando desde las 8 dela mañana hasta las 12 del medio dia y desde las 2 hasta las 6 de la tarde. Sus metas mas adelante es formalizar su negocio adecuar su infraestructura comprando muebles, y enseres , además de terminar de adecuar su apartamento para lograr un mayor bienestar. En la actualidad está aplicando a un credikiva, primer financiemito que hace a la Fundación Mario Santo Domingo, mediante el cual comprará útiles escolares, articulos de modistería, piñateria para incrementar su inventario y hacer sus mejores ofertas al público y lograr así que su credikiva sea una inversión exitosa.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

Tags

About Colombia

  • $6,070
    Average annual income
  • 213
    View loans »
    Colombia Loans Fundraising
  • $12,876,400
    Funds lent in using Kiva
  • 1,886.1
    Colombia Pesos (COP) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $1,075 helped Julie to buy school supplies, dressmaking materials, children's items.
42% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 21, 2014
Listed
Aug 7, 2014
Currency Exchange Loss:
Possible