Update on RosaRosa is a 61-year-old single mother of one son who makes her living selling sweets. She is a simple, kind, perseverant, and hard-working woman who never gives up. She does business from Monday to Sunday on 53rd Street in the area of Chasquipampa at the edge of the city.
Rosa is short and dark-skinned with long, grey braids. Her face shows the passing of the years and she wears traditional clothing (a poncho and skirt). Every day she gets up with the sun, arranges her boxes and travels to the place where she sells her sweets. When she arrives there, she opens her boxes and places her sweets where her clients can see them. Her regular clients are passers-by on their way to work and young people on their way to high school or university, among others. Her economic situation requires her to be at work until sundown, when she puts away her sweets and returns home. She has been following this routine for 17 years.
Her business needs include buying sweets wholesale to cut costs. She intends to save money to fix her home and she wants to sell toys and school supplies in the future. Therefore, she is asking for a loan to buy sweets wholesale and use the profits to save money to repair her home.
Ella es una persona amable, sencilla, luchadora, constante y muy trabajadora, su negocio lo realiza de lunes a domingo en la calle número 53 de la zona de chasquipampa ubicada en el extremo este de la ciudad.
Rosa es de tez morena, cabello largo trenzado canoso, estatura baja, su rostro dá a conocer el paso de los años y su vestimenta es tradicional (manta y pollera). Cada día ella se despierta con la salida del sol, acomoda sus cajas y se dirige a su puesto de venta, una vez en el lugar abre sus cajas, y acomoda sus golosinas para que estén a la vista de los clientes. Los clientes habituales son transeúntes de la zona que se dirigen a sus fuentes laborales, jóvenes que van al colegio o universidad, etc. La necesidades que tiene Rosa la sitúan en el lugar de trabajo hasta que baja el sol, cuando guarda sus golosinas y retorna a su domicilio. Esta rutina la viene realizando hace 17 años. Su negocio tiene necesidades como la compra de golosinas por mayor para abaratar costos. Ella piensa ahorrar dinero para arreglar su vivienda y desea en un futuro vender juguetes y material escolar.
Es por esos motivos que Rosa solicita un préstamo para la compra de golosinas por mayor y con los beneficios ahorrar para la refacción de su vivienda.
Previous Loan DetailsRosa, 59, has a 20-year-old son who is studying at university. She makes her living selling sweets and candy in a stall located in the area of Chasquipampa. This loan is her seventh with this communal bank, Rosa will use the loan to buy a shelf where she can sell her products as the cold season… More from Rosa's previous loan »
About EmprenderEmprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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