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Agnes
HELLO LENDERS! Meet Agnes, a 56-year-old who is very hardworking, energetic and a mother of 4 lovely children. Agnes resides in the Kerugoya area of Kenya, an area with good weather patterns and favorable weather conditions that support farming activities. Agnes has been doing mixed farming for the past 40 years and through those years she has gathered so much experience with the techniques of farming.

Through the income from farming she has been able to take care of her family and also provide the basic needs for her grandchildren. Agnes is a very enterprising woman, and although she never got formal employment she has always worked hard on her farm and she has always assured her family of a decent meal.

The Kerugoya area has favorable conditions for horticulture farming, and that is why she is seeking a loan to start horticulture farming. Because of good roads, a good climate and a good transport network, she is sure that she will reap maximum profits and be able to increase her business.

Being a woman and accessing funds in Africa is very challenging, but Agnes feels relieved knowing there are institutions such as Kiva that help enterprising women like her. Agnes is very disciplined with finances and she plans that through the accumulated profits she will be able to improve her living conditions and also secure the future of her grandchildren.

Additional Information

More information about this loan

Juhudi Kilimo works with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers. This loan will provide an income generating agricultural activity for small-holder farmers to improve their standard of living.

Important Information

To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.

About Juhudi Kilimo:

Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.

About Kenya

  • $1,800
    Average annual income
  • 699
    View loans »
    Kenya Loans Fundraising
  • $42,250,025
    Funds lent in using Kiva
  • 87.7
    Kenya Shillings (KES) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $350 helped Agnes to start horticulture farming.
97% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Jul 24, 2014
Listed
Aug 4, 2014
Currency Exchange Loss:
Possible
Ended:
Jul 17, 2015