Mary is a 54-year-old woman who is married with nine children. She has a small taxi business to earn an income. She has two years of experience with this business. Mary needs a loan to buy new tyres, a new gear box, a taxi sign indicator, engine oil and petrol. She will use her profits to pay for her family's weekly expenses. Mary joined SPBD in 2012 to gain access to financial services.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.