Clementina's source of income is planting and caring for coffee, work she has been doing for 10 years. Through inheritance and family calling she learned this work from her parents who left her some property. With much work and sacrifice she has bought a second piece of land. Clementina also has a small grocery store which provides income to support her family. The land where she grows coffee is 30 minutes away by vehicle. Clementina and her husband are the only ones involved in the work.
Clementina is asking for financial help to buy fertilizers and herbicides and pay for weeding her coffee plants to improve the yield from her farm. Her goals are to be able to give her son the chance to study so that he can graduate and have better opportunities in life, to buy more land to enlarge her business, and also to strengthen her grocery business.
More information about this loan
These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.
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This loan has been fully funded!