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Ahlam opened a neighborhood mini-market after her husband was in a work accident. She decided to ensure an income for her family while her husband recovered and for the future. Ahlam is a quiet, determined woman who is well-respected and liked by her neighbors and the surrounding community. There are no other mini-markets in the area and she makes sure to provide items which her customers need and request.

Ahlam needed this loan for shelves, ceiling patchwork and stock before the holidays.

Ahlam has developed a business which is appreciated and in demand. She wants to continue to earn income and provide for her children’s education. She is determined to send her children to university.

Additional Information

More information about this loan

KIEDF targets some of the most marginalized groups and areas in Israel with its microfinance services, specifically working with Bedouins, Haredi women, and Israeli-Ethiopians. By contributing to this loan, you are supporting a borrower who otherwise would have very limited access to financial services. 

About KIEDF:

Koret Israel Economic Development Funds (KIEDF) launched its direct lending program, SAWA, in 2006 to help low-income and unemployed populations within Israel create independent income-generating activities. SAWA currently serves Bedouin women in the Negev, Arab Israeli women in northern Israel and Jewish Israeli women. SAWA loans support a wide variety of small business types including consumer goods sales, grocery stores, animal raising, hairdressing, sewing, and day care. SAWA continues to grow and serve new populations while maintaining a loss rate of less than 3%.


About Israel

  • $36,200
    Average annual income
  • 0
    View loans »
    Israel Loans Fundraising
  • $1,357,475
    Funds lent in using Kiva
  • 3.4
    Israel New Shekels (ILS) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $4,375 helped Ahlam to purchase shelves, ceiling patchwork and stock before the holidays.
57% repaid
Repayment Term
32 months (Additional Information)
Repayment Schedule
Jul 14, 2014
Aug 3, 2014
Currency Exchange Loss: