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Than Bo Village
Located in Central Myanmar’s Taung Thar township, this community currently has 84 village customers, including 7 CBO (Community Based Organization) committee members who help to lead the loan program in the area. This village is located in Myanmar's dry zone, where insufficient rainfall is very common. Most villagers are Buddhist and struggle finding access to affordable credit, as the state-owned agricultural bank is not active in the area.

A new loan would enable this community to buy crop inputs such as seeds and fertilizer for crops such as bean, betel, and onion. As the Than Bo community has no access to electricity and therefore relies on candles and batteries for light, they aim to generate enough income from crop sales to purchase a solar light. The light would help their children to study and the villagers do other business, such as rolling cigars, at night.

Pictured above are U Ko, U Mg, Ma Thin, U Bo, U Thar, U Kyaw, and U Phoe Toe, who are committee members from the Than Bo Village CBO. Included in the photo is 54-year-old U Bo, the father of two children. He grows peanuts and beans and owns five cows and eighteen sheep to supplement this income. He bought fertilizer and insecticides to enrich and protect his crops with his previous loan. He will invest the new loan to purchase higher quality inputs such as groundnut seeds to grow on his farm.

Additional Information

More information about this loan

This loan will be facilitated through Proximity Designs network of Community Based Organizations (CBOs) in order to support rural farmers in Myanmar’s Delta and Dry Zone regions.  Proximity worked closely with CBOs to provide relief services after Cyclone Nargis and to support village infrastructure projects.
CBOs also play a key role in providing access to microcredit.  In this model, CBO committee members support Proximity loan officers throughout the entire loan cycle. They assist in selecting village borrowers and also act as formal representatives during loan disbursement, collection of repayments and other communications. CBO committee members appear in Kiva profiles – often alongside village borrowers – as representatives of the community.
Since families rely heavily on income from farming to support their livelihoods, these loans are structured with a single bullet repayment at the end of the loan term. The timing aligns with expected harvest season when borrowers will be able to repay. All community members who receive financing through the CBO model must repay their portion of the loan before a village will be eligible to receive new funding. 

About Proximity Designs:

Proximity Designs is a non-profit social enterprise that offers loan products to help small, low income farmers increase their productivity and income. There are around 12 million farmers in Myanmar who make up more than a third of the labor force. The majority of these farmers have virtually no access to formal credit institutions.

In the absence of other financing opportunities, most small farmers in Myanmar are unable to afford the equipment, material, and labor necessary to grow their crops without the help of Proximity Designs. Kiva funding will be used to help Proximity Designs expand its agricultural microfinance operation and reach more low income, rural farmers.


About Myanmar (Burma)

  • $1,700
    Average annual income
  • 4
    View loans »
    Myanmar (Burma) Loans Fundraising
  • $1,175,525
    Funds lent in using Kiva
  • 976.0
    Myanmar Kyats (MMK) = $1 USD

Success!! The loan was 100% repaid

A loan of $16,350 helped Than Bo Village to help 84 villagers buy high quality inputs to boost bean, betel, and onion yields.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
At end of term
Sep 29, 2014
Aug 4, 2014
Currency Exchange Loss:
Feb 17, 2015