Tiaina is 25 years old, single, and has three children. She has a small plantation where she grows taro that she can sell in her community or at the market. She has been doing this for one year. Tiaina needs a loan to buy chemicals, fertilizer, a new wheelbarrow, a tiller, a rake, a spade, and gloves. She became a member of SPBD this year to gain access to capital. Tiaina will use the profits from her sales to pay for her family's weekly expenses.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.