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Ramona Felipa

Update on Ramona Felipa

The credit group Mujeres Progresistas meets every 15 days in the canton of Jipijapa in a region known as the "Sultana of Coffee" for its expansive coffee plantations producing a unique flavor, their cuisine, and the warmth of its people.

Here lives Ramona, 56, the single mother of six children of whom five are adults and the youngest is a 16-year-old studying in high school. Four children still live at home.
Ramona is a goof mother who saw the need to work in order to raise her children. She is a merchant, selling clothing and all kinds of plastic goods in a room in her home. She works there everyday from 8 am to 6 pm with the help of her children. She also goes door-to-door selling clothes for cash and allows people she knows well to pay on credit. She has been doing this work for more than 22 years which has helped her raise her children.

This loan will be used to buy pants, blouses, shirts, and plastic products. She has been in this credit group from the beginning and likes the help they have always given. Her dreams are for her youngest son to be a professional.
View original language description ↓
EL Grupo De Crédito Mujeres Progresistas se reúne cada quince días en el Cantón Jipijapa, cantón conocido con el nombre de la sultana del café por los extensos cultivos de café el cual tiene un sabor incomparable, por su gastronomía y por la calidez de su gente.
Aquí vive la señora Ramona, tiene 56 años de edad, es madre soltera de seis hijos, cinco mayores de edad y el menor de 16 años que estudia en colegio, cuatro de ellos aun viven en su casa.
Doña Ramona es una muy buena madre que se vio en la necesidad de trabajar para así sacar adelante a sus hijos, ella se dedica al comercio, vende ropa de todo tipo y de productos de plástico para lo cual tiene un local en su casa, allí trabaja todos los días desde las 8h00 hasta las 18h00 con la ayuda de sus hijos. Ella también recorre puerta a puerta pero solo vendiendo la ropa, vende al contado y también deja a créditos pero a los clientes más conocidos. Tiene más de 22 años que se dedica a esta actividad con la cual saco a sus hijos adelante.
Este crédito lo va emplear en comprar pantalones, blusas, camisetas y productos de plásticos. Esta desde el inicio en el Grupo De Crédito y le gusta por la ayuda que siempre le han dado. Sus sueños son que su hijo menor sea un profesional.

Previous Loan Details

The “Mujeres Progresistas” (Progressive Women) communal bank meets every fifteen days in Jipijapa Canton, a canton known as the “Sultana del Café” because of its extensive plantations of incomparably flavored coffee, for its cuisine and for the warm-heartedness of its people. We met Ramona, 54... More from Ramona Felipa's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,600
    Average annual income
  • 76
    View loans »
    Ecuador Loans Fundraising
  • $24,585,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $850 helped Ramona Felipa to purchase clothing and plastic products to sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 11, 2014
Aug 4, 2014
Currency Exchange Loss:
Dec 17, 2014