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Maxima Rosa
On the streets of the city of Esteli, every morning the voice of a 63 year old woman is heard, calling "rosquillas, buy your delicious rosquillas" (donuts)
This is Máxima, better known to her neighbors as Mancha. She is single, and the mother of five children between the ages of 21 and 42. One of her daughters lives with her as does a grandson. For 26 years Máxima has been a street vendor of rosquillas, work she has enjoyed since learning how from her mother at age 16. Her mother also sold donuts. As time passed, Máxima saw this as a socioeconomic opportunity, so that for her donut sales became not just a pastime, but a way to support her children.

Máxima only studied till high school, due to financial needs, but always taught her children the importance of education. Helping her children has been essential for her, because Máxima thinks of her family as the most important thing. For this reason she wants to improve the hygienic conditions in her home. She needs a loan to build a bathroom, since the state of the current one is dreadful. The bathroom lacks a shower and has only barrels for water storage. The walls are partially made of metal sheets; the floor is cement, and the only light comes through the roof. With the bathroom improved, Máxima, her daughter and especially her grandson can enjoy better sanitary service. Among her goals is to keep growing professionally, in order to little by little invest in home improvements.
View original language description ↓
Por las calles de un municipio de Estelí, se escucha todas las mañanas las voz de una señora de 63 años gritar “rosquillas, lleve sus riquísimas rosquillas”, ella es Máxima, mejor conocida por sus vecinos como doña Mancha. Madre soltera de cinco hijos entre las edades de 42 a 21 años, una de sus hijas vive con ella junto con su nieto. Desde hace 26 años es comerciante ambulante de rosquillas, puesto que le gusta desde los 16 años, cuando lo aprendió de su mamá, quien también se dedicaba a lo mismo. A medida que pasaba el tiempo, miró que era una salida socioeconómica, por lo que para ella resultaba no solo un pasatiempo, sino que la manera de sustentar a sus hijos. Doña Mancha llegó hasta la secundaria, debido a problemas económicos, pero siempre les inculcó a sus hijos la importancia de la educación.
El apoyo de sus hijos ha sido indispensable para ella, pues considera a su familia como lo más importante. Por esta razón, quiere mejorar las condiciones higiénicas en su hogar. Necesita de un préstamo para construir un baño, ya que las condiciones del que actualmente tiene son pésimas, no tiene ducha, usa barriles donde almacena el agua, parte de las paredes son de zinc, el suelo es de cemento y no tiene más luz que la que entra por el techo. Con el baño mejorado, podrá gozar ella, su hija y principalmente su nieto, de un mejor servicio higiénico. Entre sus metas está seguir creciendo profesionalmente, para ir invirtiendo poco a poco en su casa.

Additional Information

More information about this loan

This water and sanitation loan is part of Micrédito’s effort to improve the living standards of communities in Nicaragua. Today many Nicaraguan homes do not have access to safe water or sanitation facilities. With few hygienic alternatives available to them, families often face water pollution resulting in respiratory, gastrointestinal or skin diseases as well as river pollution due to illegal sewage piping.

By partnering with Kiva, Micredito will offer clients a water and sanitation loan, helping them access key resources to build latrines, septic tanks and sinks. By funding this loan, you are playing an important role in helping Nicarguan communities to protect themselves from diseases, improving and strengthening their emotional and physical living conditions.


About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $3,636
    Average annual income
  • 62
    View loans »
    Nicaragua Loans Fundraising
  • $23,418,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $675 helped Maxima Rosa to build a bathroom.
39% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 18, 2014
Listed
Aug 3, 2014
Currency Exchange Loss:
N/A