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Israelita Group
In this Group: Esmeralda Del Carmen , Milena Del Socorro, Marlon Rene, Luis Alfredo, Maria Luisa
The solidarity group “Israelita” consists of five people, men and women, who all work hard and have an entrepreneurial spirit. The coordinator of the group is Marlon, who is 37 years old and in a common law marriage. He started selling meat one year ago. Before that he worked as a security guard and he invested his severance pay into the purchase of meat. He asks for a loan to buy merchandise like round steak, loin, trim, bone and high rib, etc.

The second member of the group is Maria Luisa, 46 years old, who has worked selling clothes and electrical items for four years. The third member is Esmeralda, 40 years old, who sells tortillas and atolillos (custards) in the streets of the neighborhood. The fourth member is Milena, 43 years old, who has sold fruits for nine years, and the fifth member is the youngest one, 24 years old, and he has worked selling bananas in the municipality of Tipitapa for four years.
View original language description ↓
El grupo solidario Israelita está conformado por cinco, hombres y mujeres trabajadores y con espíritu emprendedor. El coordinador es el señor Marlon de 37 años de edad, acompañado, quien se dedica a la venta de carne, desde hace un año, puesto que anteriormente trabajaba de guarda de seguridad y de la liquidación tomo la iniciativa de invertir en carne; solicita el crédito para la compra de materia prima como carne de posta, lomo, recorte, hueso y costilla alta, etc. La segunda socia es la señora María Luisa de 46 años de edad, que se dedica a la comercialización de ropa y electrodomésticos desde hace cuatro años. La tercera socia es Esmeralda de 40 años de edad, se dedica a vender tortillas y atolillos en las calles de la comunidad. La cuarta socia es la señora Milena de 43 años de edad, vende frutas desde hace nueve años y el quinto socio es el joven de 24 años de edad, y se dedica a la venta d plátanos hace cuatro años en Tipaitapa.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Nicaragua

  • $4,800
    Average annual income
  • 62
    View loans »
    Nicaragua Loans Fundraising
  • $25,382,700
    Funds lent in using Kiva
  • 26.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Israelita Group's $1,625 loan helped a member to buy meat like round steak, loin, trim, bone and high rib, etc.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 8, 2014
Aug 3, 2014
Currency Exchange Loss:
Jan 17, 2015