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Jacob is a father of one and a landlord in Nairobi's Mukuru informal settlements. His rental property, however, does not have proper sanitation facilities for the tenants. This leaves them exposed to a great risk of contracting sanitation related ailments.

In a bid to alleviate this risk, Jacob has embarked on a mission to build sanitation facilities for his tenants. He seeks a loan to help him fund the purchase and running of one Fresh Life Toilet. Construction of the toilet will add value to his property and improve the living standards for his tenants. He also hopes to build more sanitation facilities in the community as a way of giving back.

Additional Information

More information about this loan

Eight million people in Kenyan slums and 2.6 billion people worldwide lack access to hygienic sanitation. Sanergy aims to permanently reduce related disease in these areas by making sanitation accessible, affordable and sustainable. This social enterprise builds toilets under the “Fresh Life” brand, franchises them to local entrepreneurs, collects the waste and converts it into renewable energy and organic fertilizer.

Because Sanergy’s core business is not microfinance and its partnership with Kiva is unprecedented, these loans present some level of additional risk for lenders. Accordingly, we have not provided a risk rating for this partner.

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

About Sanergy

Sanergy is a social enterprise that combines technology, entrepreneurialism and a unique business model to provide safe, accessible and affordable sanitation products and services to slum residents across Kenya. Sanergy uses the flexible, zero-interest capital provided by Kiva lenders to offer loans to its network of toilet operators. The funding covers the upfront costs of the toilet purchase, enabling operators to pay back the loan over time with the revenue generated by the toilet.

About Kenya

  • $1,800
    Average annual income
  • 812
    View loans »
    Kenya Loans Fundraising
  • $43,872,550
    Funds lent in using Kiva
  • 87.7
    Kenya Shillings (KES) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $675 helped Jacob to purchase and run one Fresh Life Toilet.
59% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jun 30, 2014
Aug 2, 2014
Currency Exchange Loss: