Luz states that she joined Pro Mujer one year ago, coming in on the invitation of a friend who is a member of the institution. After the flood that occurred in Trinidad, many small businesses were affected because they lost a large portion of their merchandise and work equipment. Luz says that after that natural disaster, which affected her family, she decided to return to her economic activity since it is her only source of productivity. Her business is food sales. She points out that during the last year, she has won more clientele with the service that she gives her customers, a strategy that she learned in Pro Mujer.
The loan that she is now taking out is to pay for a sales space where she wants to sell her products, as she has an outstanding balance. Afterward, this place will be the site of Luz's business. Working this way will allow her to generate resources to support her family, as she lives with her partner and has one child.
When asked what she likes about Pro Mujer, she responds that she likes the support and the training that the institution is offering her to reestablish her business.
Después de la inundación que hubo en Trinidad muchas microempresarias fueron afectadas, ya que perdieron gran parte de su mercadería y sus herramientas de trabajo. La señora Luz indica que hace un año que integra Pro Mujer, ingresando por la invitación de una amiga que es socia de la institución; Ella cuenta que después de este desastre natural, que afecto a su familia, decidió retomar su actividad económica, ya que es su única fuente de producción; el negocio que tiene es la venta de comida, da a conocer que este negocio lo hace un año ganado mayor clientela con la atención que le da a sus clientes, estrategias que aprendió en Pro Mujer.
El crédito que ahora sacará es para el pago del espacio de venta donde quiere comercializar sus productos, ya que tiene un saldo pendiente, posteriormente este lugar será el lugar de ubicación de la cliente. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella vive en concubinato y tiene un hijo.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el apoyo y las capacitaciones que le ofrece la institución para restablecer su negocio.
More information about this loan
Natural disaster loans from Fundación Pro Mujer are directed towards existing clients who have been adversely affected by regional floods, alvalanches, and other natural disasters.
These loans work as seed money for business owners to reactivate a devastated business and gives them the ability to generate income for themselves and their families again.
Kiva's low-cost, risk tolerant capital allows Fundación Pro Mujer to offer a higher risk product to these specific clients, as they work to rebuild their lives and businesses.
Please note that given the circumstances, these loans have a higher level of risk than the average loan from Fundación Pro Mujer in Bolivia.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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