Tia is a 57-year-old widow with 5 children. She runs a small barber shop business to earn a living. She has had this business for 7 years. Tia needs a loan to buy new hair clippers, scissors, hair gel, hair products, shaving cream, new chairs and a large mirror. She will use her profits to pay for her family's weekly expenses. Tia joined SPBD in 2007 to gain access to financial services.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.