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Carlos
Carlos is a 40-year-old man, single, no children and his business is a bakery.
He is a perseverant, early-riser and punctual person in his work; he has worked on this for 10 years in the Pampahasi area of the city of La Paz. His beginnings were as a bakery helper and later on with the support of his family he became independent and slowly bought his work tools such as an industrial oven, natural gas tanks and other baking tools.

Carlos is dark-skinned, short hair, average height and always wears an apron; his bakery is quite small and there’s only room for his tools and 1 more person to help out. His routine starts very early in the morning by turning on the oven, preparing the dough and everything has to be baked by 6:30, time when his customers (the owners of the convenience store of the neighborhood) arrive and pick up the bread piled up in baskets, with amounts of 300 pieces approximately. His dream is to have a house he owns and a bigger bakery; this is why he fights each day.
This is the reason why Carlos requests a loan to buy flour at wholesale and start achieving his dreams little by little.
View original language description ↓
Carlos es un hombre de 40 años de edad soltero, sin hijos y su negocio es la panadería.
Él es una persona constante, madrugador y muy puntual en su trabajo; que lo lleva realizando casi diez años en la zona de Pampahasi de la ciudad de La Paz. Sus inicios fueron como ayudante de panadería, más tarde con el apoyo de su familia se independizó y poco a poco fue comprando sus herramientas de trabajo como; horno industrial, garrafas a gas natural y otros utensilios de panadería.
Carlos es de tez morena, cabello corto, estatura mediana y siempre viste guardapolvo o delantal; su panadería es bastante pequeña sólo caben los instrumentos de trabajo y una persona para ayudar. Su rutina comienza muy temprano por la madrugada con el encendido del horno y la preparación de la masa, todo tiene que estar horneado a las seis y treinta de la mañana, hora en que llegan sus clientes (dueños de tienda de barrio) y se llevan los panes apilados en canastas, con cantidades de trescientos panes aproximadamente. Su sueño es tener una casa propia y una panadería más grande; por eso es que lucha cada día.
Es por esos motivos que Carlos solicita un préstamo para la compra de harina por mayor y poco a poco dar cumplimiento a sus sueños.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

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About Bolivia

  • $2,817
    Average annual income
  • 91
    View loans »
    Bolivia Loans Fundraising
  • $28,138,200
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,025 helped Carlos to buy flour at wholesale to achieve his dreams little by little.
43% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 30, 2014
Listed
Aug 1, 2014
Currency Exchange Loss:
Possible