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Juan De Dios
Juan is 45 years old. He is the owner of a neighborhood store where he sells lunches, groceries, beverages, juices, dairy products, etc. His main customers are the women who are housewives who make meals every day for their families and who buy a little at a time according to their husbands' or even their own daily income. He started his commercial activity 14 years ago. He acquired experience since the time he was very young working as an employee in some stores, until finally he was offered a chance to buy a store and that's what he did and since then he hasn't stopped. He has a commercial locale where he sells every day from 6 in the morning until 9 at night every day of the week. His goal for the future is to expand his locale and remodel the house where he lives with his spouse and his 8 year old son. His biggest challenge is to gain his customers' loyalty with competitive prices and good service. Right now, he is applying for a Kiva loan, the first loan he is taking out with the Fundación Mario Santo Domino. With it he will buy beverages, dairy products, meats, vegetables and fruits in order to increase his sales and his profits, making his Kiva loan a successful investment.
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Juan de 45 años de edad es propietario de una tienda en su barrio, donde vende ranchos, víveres, refrescos, bebidas, lácteos etc. Su principal clientela son las mujeres amas de casa, que dia a dia preparan las comidas para su familia y compran al detalle, de acuerdo al ingreso diario de su esposo y aun de ellas mismas. Desde hace 14 años inició su actividad comercial , atendiendo a que desde muy niño adquirió la experiencia trabajando como empleado en algunas tiendas, hasta que finalmente en este mismo medio le ofrecieron la oportunidad de comprar una tienda y así lo hizo y desde entonces no se detiene. El posee un local comercial donde vende diariamente desde las 6 de la mañana hasta las 9 de la noche durante todos los dias de la semas. Su meta mas adelante es ampliar su local y remodelar su vivienda donde habita con su cónyuge y su pequeño hijo de 8 años de edad. Su mayor desafo es fidelizar su clientela con precios competitivos y un buen servicio. En la actualidad está aplicando a un credikiva, primer financiamiento que hace a la Fundación mario Santo Domino, mediante el cual comprará bebidas, láteos, cárnicos, verduras y frutas, con el fin de aumentar las ventas y sus utilidades, haciendo de su credikiva una inversión exitosa.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

Tags

About Colombia

  • $6,070
    Average annual income
  • 295
    View loans »
    Colombia Loans Fundraising
  • $13,948,100
    Funds lent in using Kiva
  • 1,848.5
    Colombia Pesos (COP) = $1 USD
Expired
A loan of $1,100 helped Juan De Dios to buy beverages, dairy products, meats, vegetables and fruit.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 10, 2014
Listed
Aug 1, 2014
Currency Exchange Loss:
Possible
Expired:
Aug 31, 2014