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Macrina is 47 years old, married and works very hard to provide for her family by running a general store in the Philippines. She is requesting a loan for PHP 35,000 from NWTF to buy additional items to sell such as snacks, biscuits, vinegar, canned goods, beer, milk, coffee, and other items. Macrina has been in business for eight years and sells a variety of items. Her goal for the future is to save enough to provide a secure future for her family.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.


About Philippines

  • $7,000
    Average annual income
  • 1817
    View loans »
    Philippines Loans Fundraising
  • $60,851,250
    Funds lent in using Kiva
  • 43.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Macrina to buy additional items to sell.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jul 15, 2014
Jul 31, 2014
Currency Exchange Loss:
Jul 17, 2015