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Johanna
Johana, 32 years old, lives in the Municipality of Soledad. She works selling items through specialized catalogs she gets from the company she works for. Johana started her business 3 years ago when she realized that selling quality products through this system was effective. This is how she decided to develop this business in order to generate income, and she had her first orders which went very well. In her offers her customers find home items, perfume items, custom jewelry, among others. Sh works from 9 in the morning to 7 at night, from Mondays to Fridays. She buys on credit and sells mainly to her neighbors in the neighborhood where she lives. Her goal in the future is to open a store and diversify the product offer in order to generate more income that will allow her children a better educational quality. Currently she is applying to a credikiva, her first loan from the Fundacion Mario Santo Domingo, with which she will buy items such as perfume items and home accessories, based on her customers' orders. With this investment she will have a broader assortment than the current one, and she will be able to satisfy her customers' demands and possibly be very successful.
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Johana de 32 años de edad habita en el municipio de soledad y se dedica a la venta de artículos mediante guidas especializadas de productos, que le ha suministrado una empresa a la cual está afiliada. Desde hace 3 años Johana inició su negocio, cuando se dio cuenta que vender productos de calidad mediante este sistema resaltaba efectivo; fue así como decidió desarrollar la actividad comercial para generar ingresos y realizó sus primeros pedidos, con los cuales le fue muy bien. En su oferta sus clientes encuentran artículos para el hogar, perfumería, bisutería entre otros, trabajando en un horario que va desde las 9 de la mañana hasta las 7 de la noche y desde los lunes hasta los viernes. Sus compras las realiza a crédito y vende a principalmente a sus vecinos en el barrio donde habita. Su meta mas adelante es dar apertura a un almacén y diversificar la oferta de productos, para generar mas ingresos que permitan brindarle una mayor calidad educativa a sus hijos, En la actualidad está aplicando a un credikiva, primer financiamiento que hace a la Fundación Mario Santo Domingo, mediante el cual comprará artículos como perfumería y detalles para el hogar, actuando sobre los pedidos que le han hecho sus clientes. Con esta inversión tendrá un mas amplio surtido que el actual y podrá atender la demanda de su clientela, lo cual resultaría muy exitosa.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

Tags

About Colombia

  • $6,070
    Average annual income
  • 272
    View loans »
    Colombia Loans Fundraising
  • $13,623,825
    Funds lent in using Kiva
  • 1,848.5
    Colombia Pesos (COP) = $1 USD
Expired
A loan of $675 helped Johanna to buy perfume related items and home accessories.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 30, 2014
Listed
Aug 1, 2014
Currency Exchange Loss:
Possible
Expired:
Aug 31, 2014