The group "Impecables" (The Impeccables) are represented by Leyda Livian. There are two sisters among the members, Mrs. Sonia and Rosmeri, each has her own income and business; one works making pastries and the other buys and sells second-hand vehicles. The remaining members sell cosmetics, foodstuffs, vegetables, animals, electronics and seasonal products at the markets in our city. They are experienced in solidarity groups as some of them have previously been members of discontinued groups so they joined a new one. The financing is targeted for increasing materials for selling and growing their small businesses to improve the quality of life for themselves and their families.
El grupo impecables esta representado por Leyda Livian, existen dos hermanas entre las socias la señora Sonia y Rosmeri, cada una tiene ingresos y negocios totalmente independientes ya que una se dedica a la elaboración de masitas y la otra a la compra y venta de vehículos a medio uso, el resto de los integrantes del grupo se dedican a la venta de cosméticos, de comestibles, verduras, animales, electrodomésticos y productos de la temporada en las ferias de nuestra ciudad.
Son gente con experiencia en grupos solidarios ya que algunas eran integrantes de otros grupos que se fueron disolviendo y se acoplaron en uno nuevo.
El financiamiento esta destinado al incremento de insumos para la venta y al crecimiento de sus pequeños negocios para mejorar su calidad de vida y la de sus familias.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.