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Yem is forty-eight and lives with her husband and six children in a small village of Kampong Cham province. Yem and her husband are farmers in a small rice farm near their house. Even though they have been involved in this career for almost thirty years, their family's livelihood is still not good enough.

For supplementary income, Yem decided to send four of her children to work as construction workers in Thailand. To do this, she needs to pay for official passports and transportation fees for her four children. She estimates this will cost roughly 1,000 USD. She would like to thank the lenders for their financial support towards poor people like her.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.


About Cambodia

  • $2,600
    Average annual income
  • 290
    View loans »
    Cambodia Loans Fundraising
  • $37,502,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $1,000 helped Yem pay for passports and transportation fees for four people.
50% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jul 18, 2014
Jul 31, 2014
Currency Exchange Loss: