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San Rafael Group
In this Group: Honoria, Isidra, Saturnina, Petrona, Eluzbelia, Maria, Rocio, Martina, Nicanora, Agbita, Cinthia, Analia, Rosa, Virginia, Gladys, Francisca, Venancia, Isidora, Hilaria, Josefina, Ignacia, Niselly*, Mercedes*
* not pictured
This group is working together and taking part in the poverty elimination survey in an effort to improve their living conditions.

One of the members of the group is Saturnina who sells "chipas" (cheese buns), a typical Paraguayan food. She says that through her work she is able to give her family everything they need for a decent lifestyle, and longing for nothing. Saturnina is an example of constant struggle.

The loan she is requesting is to buy supplies to make the chipas she sells, such as corn starch, shortening, corn flour, eggs, cheese and other items. This way she can continue striving for better living conditions for her and her family.
View original language description ↓
Este grupo se encuentra trabajando de manera unida, están haciendo la encuesta de eliminación de la pobreza, con lo que quieren poder ir mejorando sus condiciones de vida.
Una de las integrantes es la Sra. Saturnina, quien se dedica a la venta de chipa, la cual es una comida típica paraguaya, comenta que por medio de su trabajo da a su familia todo lo que necesitan para una vida digna y sin privaciones, Saturnina es un ejemplo de lucha constante. Pide este préstamo para la compra de insumos para poder hacer las chipas que vende, como ser almidón, manteca, harina de maíz, huevos, queso y demás, y de esa manera seguir luchando por mejorar sus condiciones de vida y la de su familia.

Additional Information

More information about this loan

This loan is part of the innovative “Poverty Stoplight” program developed by Fundación Paraguaya for women living in poverty. A “stoplight” measurement tool is used to help borrowers self-identify the type of poverty that affects them most (lack of income, dearth of financial opportunities, poor living conditions etc.). Borrowers rate 50 areas of their life as green (not poor), yellow (poor) or red (extremely poor). Together with their loan officer, they come up with a plan to resolve yellow and red indicators. Through this program, Fundación Paraguaya hopes to lift 9,000 women and their families out of poverty by 2017.

To learn more about this unique approach to eliminating poverty, you can read this article on Fundación Paraguaya’s website.

About Fundación Paraguaya

Fundación Paraguaya is a financially self-sustaining social enterprise that promotes entrepreneurship in urban and rural areas through microfinance, education programs, and more. Its focus on agriculture has helped many farmers boost their crop yields. And a number of other borrowers have taken out loans to start and grow social businesses that have helped deliver eyeglasses, medicines and other helpful services in their local communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Paraguay

  • $8,400
    Average annual income
  • 30
    View loans »
    Paraguay Loans Fundraising
  • $33,435,825
    Funds lent in using Kiva
  • 4,297.9
    Paraguay Guarani (PYG) = $1 USD

Success!! The loan was 100% repaid

A portion of San Rafael Group's $5,125 loan helped a member to buy supplies to make chipa (cheese buns), such as corn starch, shortening, corn flour, eggs, cheese and other items.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Jun 24, 2014
Aug 1, 2014
Currency Exchange Loss:
Mar 17, 2015