Check out some available loans that are similar to this one!
Santiago is 41 years old and lives in his own home with his life partner and their four children, who are 16, 15, 12 and 10 years old. He is a man of great perseverance who earns his living as a builder. He also works as a day labourer when there is demand for his services, and grows maize and beans for household consumption. His son also contributes to the family finances by working. Santiago wishes to purchase his entitlement to drinking water, as he does not currently have this service, which is so vital for a home. He is therefore seeking a credit from FUSAI in order to pay for his right to drinking water and to buy materials needed for its installation.
View original language description ↓
Santiago de 41 años de edad reside en casa propia con compañera de vida y sus 4 hijos de 16,15,12 y 10 años de edad. Él es un hombre tenaz que se gana la vida como albañil, además cuando se le es requerido se desempeña como jornalero y cultiva maíz y frijol para consumo, también su hijo aporta a la economía familiar por medio de su trabajo. Santiago desea comprar el derecho de agua potable dado que no cuenta con el servicio qué es tan vital en un hogar, por lo anterior solicita un crédito a FUSAI para pagar el derecho de agua potable y comprar materiales para la instalación.

Additional Information

More information about this loan

This loan will be administered by FUSAI (Salvadoran Foundation for Comprehensive Development), a Salvadoran NGO that owns Kiva partner Apoyo Integral. FUSAI will disburse this loan in order to reach a population that doesn't currently work with Apoyo Integral. This type of loan covers basic services (like housing and water), and supports small business and agricultural activities. Borrowers come from low-income families in rural and peri-urban communities, and are considered to be too poor or lack the proper guarantees to get credit through traditional banks or microfinance institutions. Before receiving their loans, they are vetted by local community organizations and enrolled in classes in financial literacy, and the importance of sanitation, potable water and clean energy. Additionally, FUSAI enables borrowers to guarantee one another and take out loans smaller than El Salvador's average. Important to note is El Salvador is considered one of the most dangerous countries in the world, holding the 2nd place in the ranking of murders per capita. All these FUSAI borrowers live in areas considered by the police as highly violent and dangerous, mainly because of gangs influence. Main risks they face in these areas are thefts, extortions, kidnappings and murders.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About El Salvador

  • $7,500
    Average annual income
  • 629
    View loans »
    El Salvador Loans Fundraising
  • $28,084,350
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Santiago to pay for his right to drinking water and buy materials for its installation.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 2, 2014
Jul 31, 2014
Currency Exchange Loss:
Aug 17, 2015