Update on AlcidesAlcides is a gentleman of some 61 years of age, a family man, originally from the town of El Sauce, a village located west of León. For more than ten years, he has worked as a gardener at an institution in the same city. He does his work with love and dedication because all his life, he has enjoyed providing and caring for plants, which bring beauty to any place.
Alcides is a responsible father who has tried to provide his childen with the best education and living conditions. Thanks to Kiva lenders and Ceprodel, his wife has received help in her business as a tailor, he has improved his home, and he has resolved certain health issues. At this time, Alcides needs a loan to buy the medication he needs to improve his health and perform his job well.
Desde hace más de diez años se dedica a laborar como jardinero para una Institución en el mismo municipio.
Profesión que le gusta ejercer con empeño y amor porque es lo que le ha gustado realizar toda su vida darle mantenimiento y vida a las plantas para que embellezcan cualquier lugar.
Don Alcides es un padre responsable que ha tratado de darle lo mejor a sus hijos en educación y condiciones en su hogar.
Gracias a los préstamos que le ha otorgado Kiva a través de Ceprodel le ha ayudado a su esposa en su negocio la cual es sastre, ha mejorado su vivienda y ha resuelto problemas de salud.
En este momento don Alcides tiene la necesidad de un crédito para compra de medicamentos con el fin de mejorar su salud y rendir en su trabajo.
Previous Loan DetailsDon Alcides is a 59-year old man, and the father of three children, two of whom are still in his care. He lives in the municipality of El Sauce, where he has lived all his life. He makes his living working as a gardener in a city institution. He has worked there for quite a few years. Desp... More from Alcides's previous loan »
About CEPRODELThis loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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This loan has been fully funded!
- Repayment Term
- 12 months (Additional Information)
- Repayment Schedule
- Jul 16, 2014
- Jul 31, 2014
- Currency Exchange Loss:
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.