Epenesa is 24 years old and married with 3 children. She has a small vegetable garden where she grows tomatoes that she can sell in her community or at the market. She has been doing this for 4 years. Epenesa needs a loan to buy insect poison, fertilizer, a new wheelbarrow, a tiller, a rake, new gloves and a watering hose. She has been a member of SPBD since 2010. Epenesa will use the profits from her sales to pay for her family's weekly expenses.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.